The Certified Financial Planning (CFP) track focuses on working directly with individuals, helping them to plan for and meet their short- and long-term financial goals. Students must learn to fully understand the client’s financial situation as well as financial laws and legal documents. Investment types commonly dealt with include investments and security planning, estate planning, tax planning, employee benefits planning, and insurance planning.

CAREER OPPORTUNITIES

The demand for qualified personal financial planners is growing rapidly. This demand is due in part to the many Americans who are reaching retirement age in need of personal financial planning expertise. A good financial planner understands investments, taxes, estate planning issues, and how to talk and listen to people. They work in financial services, banks, wealth management companies and independently as entrepreneurs in the field.

STUDENT EXPERIENCES

Finance students at Youngstown State University have the opportunity to build their knowledge and leadership skills through a variety of WCBA student organizations.

COURSETITLES.H.
GENERAL EDUCATION
ENGL 1550Writing 13
ENGL 1551Writing 23
PHIL 2628Business Ethics3
CMST 1545Communication Foundations3
PSYC 1560General Psychology3
GE: Arts & Humanities3
GE: Natural Sciences Onescience course must include a lab7
GE: Social & Personal Awareness6
BUSINESS TOOL COURSES
Business Tool courses must be completed with the grade of a "C" or higher and cannot be taken credit/no credit.
BUS 1500Exploring Business3
MATH 1552Applied Mathematics for Management4
ECON 2610Principles 1: Microeconomics3
ECON 2630Principles 2: Macroeconomics3
MGT 2604Legal Environment of Business 13
ACCT 2602Financial Accounting3
ACCT 2603Managerial Accounting3
ACCT 2603LManagerial Accounting Spreadsheet Lab1
ECON 3790Statistics for Business and Economics5
BUSINESS CORE COURSES
To enroll in upper level business courses a student must be successfully completed with ENGL 1550, ENGL 1551, PHIL 2628, CMST 1545, PSYC 1560, ALL Business Tool courses and have a minimum 2.5 overall GPA.
Upper level business courses must be completed with the grade of a "C" or higher and cannot be taken credit/no credit.
BUS 3715Principles of International Business3
FIN 3720Business Finance3
MKTG 3702Business Professionalism1
MKTG 3703Marketing Concepts and Practice3
MGT 3725Fundamentals of Management3
MGT 3761Management Information Systems3
MGT 3789Operations Management3
MGT 4850Strategic Management and Leadership3
CERTIFIED FINANCIAL PLANNING REQUIRED COURSES
FIN 3715Planning Your Financial Future3
FIN 3726Risk Management3
FIN 3730Investment Planning4
FIN 4833Retirement Plans & Employee Benefits4
FIN 4838Financial Plan Development4
ACCT 4813Federal Taxation 14
ACCT 4815Estate Planning3
FINANCE UPPER LEVEL COURSE4
Select 4 SH of upper level Finance courses not included in major.
BUSINESS UPPER LEVEL COURSES 12
Select 12 SH of upper level business courses (ACCT, ADV, BUS, ENT, FIN MGT, MKTG). Students should consider at least one internship for credit.
Total Semester Hours122
Plan of Study Grid
Year 1
FallS.H.
ENGL 1550 Writing 1 3
BUS 1500 Exploring Business 3
MATH 1552 Applied Mathematics for Management 4
ECON 2610 Principles 1: Microeconomics 3
GE: Social & Personal Awareness 3
 Semester Hours16
Spring
ENGL 1551 Writing 2 3
ECON 2630 Principles 2: Macroeconomics 3
MGT 2604 Legal Environment of Business 1 3
GE: Natural Science 3
GE: Arts & Humanities 3
 Semester Hours15
Year 2
Fall
ACCT 2602 Financial Accounting 3
CMST 1545 Communication Foundations 3
PSYC 1560 General Psychology 3
GE: Social & Personal Awareness 3
GE: Lab Science 4
 Semester Hours16
Spring
ACCT 2603
2603L
Managerial Accounting
and Managerial Accounting Spreadsheet Lab
4
ECON 3790 Statistics for Business and Economics 5
PHIL 2628 Business Ethics 3
MKTG 3702 Business Professionalism 1
 Semester Hours13
Year 3
Fall
FIN 3715 Planning Your Financial Future 3
FIN 3720 Business Finance 3
MKTG 3703 Marketing Concepts and Practice 3
MGT 3725 Fundamentals of Management 3
Upper Level Business Course 3
 Semester Hours15
Spring
FIN 3726 Risk Management (spring term only) 3
FIN 3730 Investment Planning 4
MGT 3761 Management Information Systems 3
BUS 3715 Principles of International Business 3
ACCT 4813 Federal Taxation 1 4
 Semester Hours17
Year 4
Fall
ACCT 4815 Estate Planning (fall term only) 3
FIN 4833 Retirement Plans & Employee Benefits (fall term only) 4
Upper Level Finance Course 4
Upper Level Business Course 3
 Semester Hours14
Spring
FIN 4838 Financial Plan Development (spring term only) 4
MGT 4850 Strategic Management and Leadership 3
MGT 3789 Operations Management 3
Upper Level Business Course (internship recommended) 3
Upper Level Business Course 3
 Semester Hours16
 Total Semester Hours122

ENGL 1550, ENGL 1551, Business Tool and upper level business courses (ACCT, ADV, BUS, ENT, FIN, MGT, MKTG) must be completed with the grade of a "C" or higher and cannot be taken credit/no credit.

To enroll in upper level Business courses students must have successfully completed ENGL 1550, ENGL 1551, PHIL 2628, CMST 1545, PSYC 1560, all Business Tool courses AND have a minimum 2.5 overall GPA.